Debt Consolidation & Cash Advance is not a lender, so we cannot confirm the exact APR you will be charged. If you reached our site through a paid Google advertisement, you may have seen repayment terms ranging from 3 to 48 months, with sample APR rates between 4.95% and 35.99% for qualified customers, as outlined by the Truth in Lending Act (TILA). Some lenders may offer APR rates from 5.99% to 35.99%, but lower rates are available only to certain customers. These repayment terms apply to closed-end loan products and may not reflect all loan options in our network.
At debtcashadvance.org, we ensure that the lenders in our network comply with all applicable international, federal, state, and local regulations. We strive to connect consumers with lenders who adhere to fair credit practices.
Loans in this sector often come with relatively high charges, rates, and fees, which is why the industry is regulated at various levels. Many governmental and non-governmental organizations also oversee and establish best practices for lenders in this field.
To apply for a loan, you must be at least 18 years old. The APR you receive will be determined by the lender, based on your provided information and the lender's criteria. The lender will inform you of the exact APR after reviewing your application.
APR rates are influenced by your creditworthiness and may change without notice, potentially impacting your total repayment amount.
Once a lender approves your application, they will provide a detailed breakdown of the loan, including the APR, any finance charges, and all terms of the agreement. Be sure to review this information carefully before accepting any loan offer.
Debt Consolidation & Cash Advance connects consumers with reputable lenders who offer transparent loan details and guidance. We do not charge for this referral service.